Buying online has become the option of countless Brazilians who are looking, in addition to being practical, to keep themselves safe from Coronavirus. After all, in distance purchases, there is no physical contact, and it is also possible to send the gift anywhere in the world at the same time the product is being purchased. It would be perfect if there weren’t cyber criminals who take advantage, especially, of the commemorative dates and that drive commerce, to apply virtual scams.
See the tips of the specialist in digital security and technical consultant of Certisign, Márcio Davila.
1. Are you going to use Pix Collection?
In this mode, payment takes place instantly through a QR Code. “It’s important to have an antivirus on your cell phone and, when scanning the code, carefully check all the data, such as the name of the person/company and value before carrying out the operation. It is also essential to observe whether the website you were directed to is protected by data encryption of an SSL Certificate issued, in fact, to the company in question”.
According to Davila, most scams can be identified just by looking at the transaction information. He explains that it is possible to identify a secure site by the presence of a padlock in the browser bar, the letter S in HTTP, making it HTTPS, and the security seal, which is usually fixed at the bottom of the page. When you see these signs, click on the padlock or seal and check the information. “If the store is abc.com.br and the SSL has been issued to cba.com.br, it is likely that the site is fake and, when continuing the operation, your data may be stolen.”
2. Be careful not to get caught!
During peak shopping seasons, phishing attacks are even more recurrent. The bait? Fabulous promotions are sent via email and messages, and by clicking on the link, your data can be stolen. “Did you get a promotion? Don’t let the looks fool you. Many criminals make copies of emails and websites identical to those of established stores. Check the sender for typos… If everything looks ok, when you click on the link, before filling out forms or making the purchase, see if the site is safe”.
Here are the same tips as the previous item: check if there is a lock in the browser and a security seal. Click and check the information.
3. Selfie in the app
Did you choose the gift and it’s time to identify yourself to complete the purchase? Note if there is the option to use facial biometrics in place of login and password because it makes data theft difficult. “Biometry identifies through facial features, and each face is unique,” he says.
The expert explains that biometric identification is currently capable of detecting even the use of hyperrealistic masks. “Through a feature, based on artificial intelligence, called Liveness, it is possible to detect if there is life behind the image and, therefore, that it is not a photo, for example, or someone wearing a mask. These advances have allowed more and more services to be offered on the internet with total security, even those that are highly critical”.